What Is Home Health Care?
Home health care refers to the provision of skilled medical services at the patient’s place of residence (home, adult foster home, assisted living facility or memory care unit). Services offered can include nurses, therapists and unlicensed support staff providing various forms of treatment at home for illness, injury or surgery and chronic medical conditions that need skilled nursing support at home. Home health care can be invaluable resource in supporting recovery. Home health care can provide an ideal solution for individuals who prefer staying in their own homes with family and friends while receiving the necessary medical assistance they require. Home healthcare may help avoid hospitalization and help individuals return more quickly to daily activities; additionally, this care may prevent the need for costly nursing-home services later in life. Home health care agencies can provide nurses to assess your needs, create a treatment plan and supervise the team of health…
How Does Medicare Pay For Home Health Care?
Home health care refers to medically necessary in-home nursing and rehabilitation services that help you recover after illness or injury, such as physical therapy, occupational therapy, speech-language pathology or hiring a home health aide. Medicare Part A, B and Advantage plans all cover these costs in different ways. To qualify for home health care under Medicare, typically both Part A and B must be present; additional criteria may include being homebound as well as having an individual care plan from your physician that includes home health services. Medicare-approved home health agencies must conduct a detailed evaluation and regularly reassess your needs to ensure they continue providing coverage. Medicare Part A covers the costs associated with part-time skilled nursing services provided by registered nurses (RN) or licensed practical nurses (LPN), who are overseen by registered nurses. Medicare also covers durable medical equipment and supplies used at home such as wheelchairs and…
What is a Health Care FSA?
Health care FSAs or flexible spending accounts (FSAs) are pre-tax savings accounts that allow enrollees to use tax-free dollars for eligible medical expenses, making the account popular among employers who provide group health insurance plans, though not all employer plans include it as an employee benefit. Health care FSAs not only allow enrollees to use pre-tax dollars when paying medical costs but can provide many additional advantages as well. Employees choose how much to contribute via payroll deduction. Contribution amounts may be altered during open enrollment periods or by submitting a qualified life event form to their company. Once enrolled, their total annual election amount should become available on day one of each plan year and can typically be used towards covering eligible expenses throughout the year. One limitation of FSAs, known as the “use it or lose it” rule, applies to both health care FSAs and limited-use health FSAs.…
Where to Stay in NYC This Winter
Winter in New York City is truly special; hotels transform into magical holiday wonderlands complete with extravagant decor, exclusive offers, and festive goodies just waiting to be enjoyed by their guests. NYC is a favorite winter travel destination, drawing travelers from around the globe to its vibrant streets and exciting hotels for an unforgettable vacation experience. When planning your visit, why not book one of these festive hotels for an unforgettable vacation experience! These packages often include stays at NYC’s best attractions. The Plaza, an iconic New York landmark, is known for their spectacular holiday decor and events; Home for the Holidays suite packages and other specials are available through December 25 at this luxury hotel. Also not to be missed is Mandarin Oriental’s winter transformation featuring Home for the Holidays suite packages, Christmas afternoon tea service with carolers in-room singing along with Santa visits! Not too far away are…
Do Not Research Vacation Hotel Too Much
Are You an Experienced Traveler? Chances are, you have likely experienced the frustration of searching for your ideal hotel. A recent study suggests that two out of three vacationers become overwhelmed with information when researching hotels – leading them to book the wrong resort or dates altogether. As you search for hotels for your upcoming vacation, here are a few helpful hints from the Better Business Bureau serving Western Virginia to keep the process straightforward and stress-free. Before choosing your hotel, try and book one that offers loyalty programs or rewards points on stays. Loyalty members should check their hotel website for deals they may offer directly (though beware fake OTA rates!). Or alternatively use an aggregator site like TripAdvisor or Kayak; these sites search a wide array of OTA and hotel sites before providing you with options before sending you straight to book the one of your choice. As…
Can I Upgrade My Southwest Vacation Hotel Room?
Are You an Elite Hotel Loyalty Program (or Have an Amplifying Travel Rewards Credit Card?) If so, it would be worthwhile exploring whether there might be room upgrades available before booking a trip. Many high-end hotels offer upgrades free of charge during peak travel season for loyal guests; often these upgrades may only be granted if there is space available upon check-in. When considering whether or not upgrading your southwest vacation hotel room, it’s essential that you understand exactly what an upgrade entails. Upgrades could involve anything from higher floor rooms with further access from elevators to ones featuring fire pits or balconies with stunning views; or they could allow you to move rooms during your stay. If the agent at the front desk doesn’t agree that you deserve an upgrade immediately, don’t be shy to ask politely anyway. Sometimes the system has misfired, and a quick discussion might just…